What Are the Top 3 Causes of Auto Accidents in New York City?

car accident cases in New York City


Understanding the Deadliest Roads: Why New York Drivers Need Legal Protection

Every day in New York, countless drivers face the harrowing reality of auto accidents that disrupt lives in seconds. The three leading causes of auto accidents in New York – distracted driving, speeding, and driving under the influence – create dangerous conditions on highways and city streets alike. These preventable incidents lead to thousands of injuries annually, leaving victims to deal with medical bills, lost wages, and emotional trauma. If you’ve been involved in a collision, understanding these common causes can strengthen your case and help you secure the compensation you deserve.


Don’t let the complexities of New York’s auto accident laws leave you in the lurch. Reach out to Napoli Shkolnik for a helping hand in navigating your claim. Whether it’s a call to (844) 234-5481 or a quick contact us message, we’re here to ensure you get the compensation you deserve.

Your Legal Rights After a New York Auto Accident

New York operates under a “no-fault” insurance system, which means your own insurance typically covers your medical expenses and lost wages regardless of who caused the accident. However, this system has significant limitations. If you’ve suffered “serious injuries” as defined by New York law – including fractures, significant disfigurement, permanent limitation of a body organ or member, or injuries that prevent you from performing your usual activities for at least 90 days – you can step outside the no-fault system and pursue a claim against the at-fault driver. 


This distinction is crucial, as serious injury claims allow you to seek compensation for pain and suffering, which isn’t available under no-fault insurance. Additionally, New York follows comparative negligence rules, meaning your compensation may be reduced by your percentage of fault in the accident, but you can still recover damages even if you were partially responsible.

The Critical Timeline: Protecting Your Auto Accident Claim in New York

Understanding the timeline for handling your auto accident claim in New York can make the difference between receiving fair compensation and missing out on your legal rights. The clock starts ticking immediately after your accident, and each step requires attention to detail and prompt action. Taking these steps not only protects your health but also preserves critical evidence that an auto accident lawyer in New York will need to build your case.


  • You must file your no-fault insurance claim within 30 days of the accident – missing this deadline can result in complete denial of your benefits

  • The statute of limitations for most auto accident lawsuits in New York is three years from the date of the accident – though this can be as short as 90 days if a government entity is involved

  • Document everything immediately

How Napoli Shkolnik Handles the Top 3 Causes of Auto Accidents

When facing the aftermath of an accident caused by distracted driving, speeding, or DUI, having experienced legal representation makes a substantial difference in your recovery journey. Napoli Shkolnik’s attorneys understand the complex evidence needed to prove these violations. For distracted driving cases, we know how to obtain phone records, witness statements, and video footage that can establish the other driver’s negligence. In speeding-related accidents, our team works with accident reconstruction experts who can calculate vehicle speeds based on skid marks, vehicle damage, and other physical evidence. For DUI cases, we meticulously examine police reports, blood alcohol tests, and field sobriety test results to build airtight cases. Our comprehensive approach ensures that no detail is overlooked when fighting for the compensation you deserve after suffering from one of these common but devastating accident causes.

Distracted Driving: The Modern Epidemic on New York Roads

Distracted driving has become the leading cause of auto accidents in New York, creating unprecedented dangers on roadways throughout the state. This isn’t limited to texting while driving, though that remains a significant factor. Distracted driving encompasses any activity that diverts attention from the road, including using navigation systems, adjusting music, eating, grooming, or interacting with passengers. 


The impact is staggering: taking your eyes off the road for just five seconds while traveling at 55 mph means you’ve traveled the length of a football field essentially blindfolded. In dense New York traffic, this creates potentially catastrophic situations. The state’s Vehicle and Traffic Law Section 1225-d specifically prohibits using portable electronic devices while driving, but enforcement remains challenging despite the clear danger these behaviors pose to everyone sharing the road.

Proving Distraction in Your Accident Case

Establishing that another driver was distracted at the time of your accident requires specific types of evidence that aren’t always obvious to accident victims. Cell phone records can reveal whether the other driver was texting, calling, or using apps at the time of the collision. Surveillance footage from nearby businesses or traffic cameras might capture the driver’s behavior in the moments before impact. 


Witness statements often provide crucial testimony about the other driver’s actions before the crash. We’ve found that many distracted driving cases hinge on these small details that most people wouldn’t consider preserving in an accident’s chaotic aftermath. Our team knows exactly what to look for in motor vehicle safety cases and how to secure this time-sensitive evidence before it disappears.

Speeding: The Deadly Multiplier in New York Crashes

Speeding remains the second most common cause of auto accidents in New York, significantly increasing the likelihood and severity of crashes. According to the National Highway Traffic Safety Administration, speeding-related crashes cost Americans over $40 billion annually in economic losses. The physics are undeniable: higher speeds reduce driver reaction time while increasing stopping distance and impact force. 


On busy Manhattan streets, pedestrians, cyclists, and vehicles share limited space, even exceeding the speed limit by 10 mph can mean the difference between a minor collision and a fatal accident. New York’s varying speed limits—from 25 mph on city streets to 65 mph on certain highways—confuse some drivers, but this is never a valid excuse for endangering others. Speeding is particularly insidious because it compounds other driving errors; a simple mistake that might be correctable at legal speeds becomes unmanageable at excessive speeds.

Technical Evidence in Speeding-Related Accidents

Proving that speeding contributed to your accident requires technical evidence and expert analysis. Modern vehicles contain Event Data Recorders (EDRs) or “black boxes” that capture crucial information about a vehicle’s speed, braking, and other operational data in the seconds before a crash. This technological evidence can be legally obtained and analyzed by qualified experts. 


Additionally, engineering specialists’ skid mark analysis, damage assessment, and accident reconstruction can mathematically establish how fast a vehicle was traveling at impact. Suppose you suspect speeding played a role in your accident. In that case, it’s essential to work with a New York auto accident lawyer who has relationships with qualified experts and understands how to present this technical evidence effectively to insurance companies and courts.

Driving Under the Influence: Preventable Tragedies on New York Highways

Despite decades of public awareness campaigns and increasingly severe penalties, drinking and driving under the influence of alcohol or drugs remains the third leading cause of auto accidents in New York. DUI crashes are particularly devastating because they’re entirely preventable yet often result in catastrophic injuries or fatalities. New York’s legal blood alcohol concentration (BAC) limit is 0.08%, but drivers can be charged with driving while ability impaired with levels as low as 0.05%. 


What many don’t realize is that even legal substances, including prescription medications and newly legalized recreational marijuana, can lead to impaired driving charges if they affect your ability to operate a vehicle safely. The legal consequences for DUI in New York are severe, including fines up to $10,000, license revocation, and potential imprisonment, but the civil liability for injuring others while driving impaired extends far beyond these criminal penalties.

Special Considerations in DUI Accident Claims

DUI accident cases differ significantly from other auto accident claims in several essential ways. First, victims may be entitled to punitive damages beyond compensatory damages, especially in cases of repeat offenders or extremely high BAC levels. Second, New York’s dram shop laws may allow victims to pursue claims against businesses or individuals who served alcohol to visibly intoxicated persons who later caused accidents. 


Third, evidence from the criminal case—including breathalyzer results, field sobriety test videos, and police testimony—can be leveraged in your civil claim. Additionally, if the at-fault driver operated a company vehicle while impaired, the employer may share liability under certain circumstances. These complexities highlight why specialized legal representation is crucial in DUI accident cases.

Frequently Asked Questions

  1. How long must I file an auto accident lawsuit in New York?

In New York, you generally have three years from the accident date to file a personal injury lawsuit. However, this timeline can be much shorter in certain circumstances. If your accident involved a government entity (like a city bus or municipal vehicle), you may have as little as 90 days to file a notice of claim. Additionally, you must file your no-fault insurance claim within 30 days of the accident to receive those benefits. These deadlines make it critical to consult with a New York auto accident lawyer as soon as possible after your collision – make sure you consult legal counsel that understands important tips for dealing with insurance companies.

  1. What evidence do I need to collect after an auto accident in New York City?

After an accident in New York City, collecting proper documentation is crucial for your claim. Start by gathering contact and insurance information from all drivers involved, along with contact details for witnesses. Take extensive photos of vehicle damage, the accident scene, road conditions, traffic signals, and your injuries. Request a copy of the police report, and keep detailed records of all medical treatments and expenses. NYC collision documentation should also include any available traffic camera footage, dashcam video, or surveillance from nearby businesses. An experienced Manhattan crash evidence attorney can help you secure this evidence before it disappears.

  1. Can I still receive compensation if I was partially at fault for the auto accident?

Yes, you can still receive compensation even if you were partially at fault, thanks to New York’s comparative negligence rule. Under this system, your compensation will be reduced by your percentage of fault, but you’re not barred from recovery. For example, if you’re found 30% responsible for the accident and your damages total $100,000, you could still receive $70,000. This is why having skilled legal representation is crucial—a New York auto accident attorney can work to minimize your assigned percentage of fault and maximize your recovery.

  1. How can I prove the other driver was texting or distracted in my New York accident case?

Proving distracted driving requires specific evidence gathering techniques. Your New York injury claims can be strengthened by obtaining the other driver’s cell phone records through legal discovery processes, which show activity at the time of the crash. Witness statements often provide crucial testimony about the driver’s behavior before the collision. Security camera or traffic camera footage may have captured the driver using their phone. Additionally, admissions by the driver to police or others can be powerful evidence. A skilled auto accident lawyer in New York knows how to properly request, preserve, and present this evidence to build a compelling case.

  1. What compensation can I receive after being hit by a speeding driver in New York?

When hit by a speeding driver in New York, you may be entitled to various forms of compensation beyond what no-fault insurance provides (if you’ve suffered a “serious injury”). These include medical expenses (past and future), lost wages and diminished earning capacity, property damage, pain and suffering, emotional distress, and loss of enjoyment of life. In cases involving extreme recklessness, punitive damages may also be available. New York car crash laws allow for comprehensive recovery, but calculating the full value of your claim—especially non-economic damages like pain and suffering—requires experienced guidance from a New York auto accident lawyer to ensure you don’t settle for less than your case is worth.

Work with an Auto Accidents Lawyer

The aftermath of an auto accident caused by distracted driving, speeding, or DUI can be overwhelming, especially when you’re dealing with injuries, insurance companies, and financial strain. Working with a dedicated auto accident lawyer in New York ensures that someone is fighting for your interests while you focus on recovery. Napoli Shkolnik’s attorneys understand the nuances of New York traffic laws and have extensive experience handling cases involving the top three causes of accidents. 


From securing critical evidence like traffic camera footage and vehicle black box data to negotiating with insurance companies and representing you in court if necessary, having knowledgeable legal representation significantly improves your chances of receiving fair compensation. Remember that most reputable attorneys offer free consultations to discuss your case, and many work on a contingency fee basis, meaning you pay nothing unless they recover compensation for you.


When the road throws you a curveball, don’t face it alone. Let Napoli Shkolnik be your guiding light through the legal maze of auto accidents. Whether you prefer to dial (844) 234-5481 or simply contact us, we’re ready to help you secure the compensation you deserve.